Pulse the oats in a blender until finely ground to create a smoother texture in the finished meatloaf. Finely dice the onion into 1/4-inch pieces and shred the zucchini, then squeeze it dry in a clean kitchen towel to remove excess moisture—this prevents the meatloaf from becoming soggy during cooking. In a large bowl, combine the ground turkey, processed oats, squeezed zucchini, diced onion, 4 tablespoons ketchup, egg, salt, pepper, and garlic powder. Mix gently with your hands until just combined, being careful not to overwork the mixture, which would make the meatloaf dense and tough.