Combine all dried spices in a small bowl: paprika, cumin, oregano, chili powder, cinnamon, cayenne pepper, and salt. I find it's worth taking the extra minute here to blend them together so the spices distribute evenly throughout the chili rather than clumping in certain bites. Reserve about 1 tablespoon of the spice blend and sprinkle it directly over the ground turkey in a separate bowl, tossing gently to coat. This pre-seasoning of the meat ensures flavors are building from the very start.
Heat the olive oil in a large pot over medium-high heat. Add the diced onions and bell peppers with a pinch of salt, cooking for about 5 minutes until they begin to soften and release their moisture. Add the minced garlic and cook for another minute until fragrant, then add the seasoned ground turkey from Step 1. Break the turkey into small pieces as it cooks, stirring frequently, until it's completely browned and no pink remains (about 8-10 minutes). This browning step develops deeper, more complex flavors through the Maillard reaction.
Add the crushed tomatoes and beef stock to the pot, stirring well to combine with the turkey mixture. Stir in the chipotle in adobo, breaking up the peppers slightly with your spoon—the sauce adds a smoky depth that's essential to this chili's character. Add the remaining spice blend from Step 1 (you should have most of it left) and the bay leaves. Bring everything to a boil, then immediately reduce the heat to medium-low and establish a gentle simmer.
Let the chili simmer gently for about 45 minutes to allow the flavors to meld and deepen. About 15 minutes before serving, add both cans of black beans (drained and rinsed), the refried beans, and the corn. Stir well to combine—I like using refried beans because they naturally thicken the chili and create a more luxurious texture without needing flour or cornstarch. Continue simmering for the final 15 minutes, stirring occasionally, until everything is heated through and flavors are fully integrated.
Remove the pot from heat and fish out the bay leaves using tongs or a slotted spoon. Taste the chili and adjust seasonings as needed—you might want a touch more salt or a squeeze of lime juice for brightness. Ladle into bowls and serve hot with your favorite toppings such as shredded cheese, sour cream, diced onions, or fresh cilantro.