I’ve always had trouble choosing between carrot cake and banana bread. They’re both the kind of baked goods I reach for when I want something that feels like dessert but passes as breakfast. So I decided to stop choosing and just combine them into one loaf.
This carrot cake banana bread takes everything I love about both recipes and puts them together. You get the warm spices and sweetness from carrot cake, plus all that moisture and flavor from overripe bananas. And the best part? It uses ingredients I usually have sitting around anyway – those spotty bananas on my counter and carrots in my fridge.
The spices here really make it special. I’m talking cinnamon, nutmeg, and a little ginger that give it that classic carrot cake taste. But the banana keeps everything soft and adds natural sweetness, so you don’t need a ton of sugar. It’s perfect for breakfast with coffee or as an afternoon snack.
Why You’ll Love This Carrot Cake Banana Bread
- Two classics in one – This recipe combines the best of carrot cake and banana bread, giving you moist, flavorful bread with warm spices in every bite.
- Naturally sweetened – Using ripe bananas and maple syrup means you get all the sweetness without refined sugar, making it a healthier treat for breakfast or snacking.
- Quick and easy – Ready in about an hour with simple mixing and baking, this bread comes together without any complicated steps or special equipment.
- Perfect for using up ripe bananas – Got brown bananas sitting on your counter? This recipe is a great way to use them up while sneaking in some veggies with the shredded carrots.
What Kind of Carrots Should I Use?
Fresh carrots are definitely the way to go for this recipe – they’ll give you the best flavor and texture. You can use regular full-sized carrots that you grate yourself, or save some time with pre-shredded carrots from the produce section. Just make sure if you’re buying pre-shredded that they’re fresh and not dried out, as you want that moisture to keep your bread nice and tender. If you’re grating your own, a standard box grater works perfectly fine, and there’s no need to peel them if you give them a good scrub first.
Options for Substitutions
This recipe is pretty forgiving when it comes to swaps, so here are some options if you need them:
- Flour: All-purpose flour works best here, but you can use whole wheat flour for half the amount if you want a heartier texture. Just know it’ll make the bread a bit denser.
- Mashed banana: The banana is really important for this recipe – it provides moisture and structure, so I wouldn’t recommend substituting it. Make sure your bananas are super ripe with brown spots for the best flavor.
- Maple syrup: Honey or agave nectar work great as a 1:1 swap. You can also use brown sugar (about 1/2 cup packed), but you’ll need to add an extra tablespoon or two of milk to keep the moisture level right.
- Milk: Any milk works here – dairy, almond, oat, or soy. They’re all pretty interchangeable in this recipe.
- Oil: Vegetable, canola, or melted coconut oil all work fine. You can also use melted butter if you prefer, which will add a richer taste.
- Carrot: Make sure to grate your carrots finely so they blend well into the batter. If you’re out of carrots, you could use grated zucchini instead, but squeeze out the extra moisture first with a paper towel.
Watch Out for These Mistakes While Baking
The biggest mistake when making this bread is overmixing the batter once you combine the wet and dry ingredients – stir just until the flour disappears, even if you see a few lumps, because overmixing develops the gluten and creates a dense, tough loaf instead of a tender one.
Make sure your bananas are really ripe with lots of brown spots, as underripe bananas won’t mash smoothly and lack the natural sweetness that balances the maple syrup.
Since this recipe has a lot of moisture from the banana and carrots, check for doneness by inserting a toothpick in the center – it should come out with just a few moist crumbs, not wet batter, and if the top is browning too quickly, tent it loosely with foil during the last 15 minutes of baking.
Finally, resist the urge to slice into it right away – letting the bread cool completely in the pan helps it set properly and prevents it from falling apart when you cut it.
What to Serve With Carrot Cake Banana Bread?
This bread is perfect for breakfast or an afternoon snack with a hot cup of coffee or tea. I love slicing it thick and spreading on some cream cheese or butter while it’s still slightly warm – the cream cheese especially plays off those carrot cake flavors really nicely. You could also serve it alongside some Greek yogurt and fresh berries for a more filling breakfast, or toast a slice and top it with a drizzle of honey or almond butter. It’s also great on its own as a grab-and-go breakfast or packed in lunchboxes as a sweet treat.
Storage Instructions
Store: This carrot cake banana bread stays moist and delicious when wrapped tightly in plastic wrap or stored in an airtight container at room temperature for up to 3 days. If you want it to last longer, pop it in the fridge where it’ll keep for about a week.
Freeze: Banana bread freezes really well! Wrap individual slices in plastic wrap, then place them all in a freezer bag for up to 3 months. This way you can grab a slice whenever you need a quick breakfast or snack.
Serve: Let frozen slices thaw at room temperature for about 30 minutes, or warm them up in the microwave for 15-20 seconds. I love mine slightly warmed with a little butter spread on top!
| Preparation Time | 10-15 minutes |
| Cooking Time | 45-55 minutes |
| Total Time | 55-70 minutes |
| Level of Difficulty | Easy |
| Servings | 9 slices |
Estimated Nutrition
Estimated nutrition for the whole recipe (without optional ingredients):
- Calories: 1400-1550
- Protein: 20-25 g
- Fat: 30-35 g
- Carbohydrates: 285-305 g
Ingredients
For the dry mix:
- 2 1/4 cups flour (I always use King Arthur all-purpose flour)
- 1 tsp baking soda
- 1 1/2 tsp cinnamon (freshly ground preferred for more flavor)
- 3/4 tsp baking powder
- 3/4 tsp salt
- 1/4 tsp nutmeg
- 1/4 cup light brown sugar
- 1/4 tsp ground ginger
For the wet mix:
- 1 1/2 cups mashed banana (from about 3 very overripe, spotty bananas)
- 3/4 cup carrot (finely grated, about 1/8-inch shreds)
- 1/2 cup maple syrup
- 1/4 cup milk
- 1/4 cup oil (or any other neutral oil like canola)
- 2 tsp vanilla (I prefer Nielsen-Massey vanilla extract)
Step 1: Prepare the Mise en Place and Preheat
- 1 loaf pan
Preheat your oven to 350°F and position a rack in the center.
While the oven heats, grease a 9×5 inch loaf pan (or similar size) with oil or cooking spray, making sure to coat the bottom and sides evenly.
Grate your carrots on the fine side of a box grater to get about 3/4 cup of finely shredded carrots—this size matters because smaller shreds distribute better throughout the bread and cook evenly.
Step 2: Combine All Dry Ingredients
- 2 1/4 cups flour
- 1 tsp baking soda
- 3/4 tsp baking powder
- 3/4 tsp salt
- 1 1/2 tsp cinnamon
- 1/4 tsp nutmeg
- 1/4 tsp ground ginger
In a medium bowl, whisk together the flour, baking soda, baking powder, salt, cinnamon, nutmeg, and ground ginger.
Whisk for about 30 seconds to aerate the flour and distribute the leavening agents and spices evenly throughout—this ensures the bread rises uniformly and has balanced flavor in every slice.
I always make sure to use freshly ground cinnamon when possible, as it makes a noticeable difference in the final flavor compared to pre-ground spices.
Step 3: Mix the Wet Ingredients and Fold in Solids
- 1 1/2 cups mashed banana
- 1/2 cup maple syrup
- 1/4 cup oil
- 1/4 cup milk
- 2 tsp vanilla extract
- 3/4 cup grated carrot
- 1/4 cup light brown sugar
In a second bowl, combine the mashed banana, maple syrup, oil, milk, and vanilla extract, stirring until well blended.
Once combined, add the grated carrots and light brown sugar to the wet mixture and fold together gently until the carrots are evenly distributed.
The banana should be very ripe and soft enough to break apart easily with a spoon—avoid over-stirring at this point, as you want to keep the mixture slightly loose before combining with the dry ingredients.
Step 4: Create the Batter and Transfer to Pan
- dry ingredient mixture from Step 2
- wet ingredient mixture from Step 3
- prepared loaf pan from Step 1
Pour the wet ingredient mixture from Step 3 into the bowl with the dry mixture from Step 2.
Using a spatula or wooden spoon, fold the ingredients together gently until just combined—stop as soon as you don’t see streaks of dry flour, as overmixing develops gluten and results in a dense, tough crumb.
Transfer the batter to your prepared loaf pan from Step 1, smoothing the top with a spatula so it bakes evenly.
I like to give the pan a gentle tap on the counter a few times to release any large air pockets before it goes in the oven.
Step 5: Bake Until Golden and Set
Bake for 45 minutes at 350°F, until a toothpick inserted into the center comes out with just a few moist crumbs (not wet batter, but a few crumbs are fine).
The top should be golden brown and a slight crack may form down the center—this is completely normal.
If the top is browning too quickly before the cake is done, loosely tent it with foil for the last 10-15 minutes.
Step 6: Cool and Finish
Remove the bread from the oven and let it cool in the pan for 10 minutes—this allows the structure to set.
Turn the bread out onto a wire rack or cutting board and let it cool completely before slicing.
This cooling time is important because the crumb continues to set as it cools, and slicing too early will result in a crumbly texture.

Sweet Carrot Cake Banana Bread
Ingredients
For the dry mix::
- 2 1/4 cups flour (I always use King Arthur all-purpose flour)
- 1 tsp baking soda
- 1 1/2 tsp cinnamon (freshly ground preferred for more flavor)
- 3/4 tsp baking powder
- 3/4 tsp salt
- 1/4 tsp nutmeg
- 1/4 cup light brown sugar
- 1/4 tsp ground ginger
For the wet mix::
- 1 1/2 cups mashed banana (from about 3 very overripe, spotty bananas)
- 3/4 cup carrot (finely grated, about 1/8-inch shreds)
- 1/2 cup maple syrup
- 1/4 cup milk
- 1/4 cup oil (or any other neutral oil like canola)
- 2 tsp vanilla (I prefer Nielsen-Massey vanilla extract)
Instructions
- Preheat your oven to 350°F and position a rack in the center. While the oven heats, grease a 9x5 inch loaf pan (or similar size) with oil or cooking spray, making sure to coat the bottom and sides evenly. Grate your carrots on the fine side of a box grater to get about 3/4 cup of finely shredded carrots—this size matters because smaller shreds distribute better throughout the bread and cook evenly.
- In a medium bowl, whisk together the flour, baking soda, baking powder, salt, cinnamon, nutmeg, and ground ginger. Whisk for about 30 seconds to aerate the flour and distribute the leavening agents and spices evenly throughout—this ensures the bread rises uniformly and has balanced flavor in every slice. I always make sure to use freshly ground cinnamon when possible, as it makes a noticeable difference in the final flavor compared to pre-ground spices.
- In a second bowl, combine the mashed banana, maple syrup, oil, milk, and vanilla extract, stirring until well blended. Once combined, add the grated carrots and light brown sugar to the wet mixture and fold together gently until the carrots are evenly distributed. The banana should be very ripe and soft enough to break apart easily with a spoon—avoid over-stirring at this point, as you want to keep the mixture slightly loose before combining with the dry ingredients.
- Pour the wet ingredient mixture from Step 3 into the bowl with the dry mixture from Step 2. Using a spatula or wooden spoon, fold the ingredients together gently until just combined—stop as soon as you don't see streaks of dry flour, as overmixing develops gluten and results in a dense, tough crumb. Transfer the batter to your prepared loaf pan from Step 1, smoothing the top with a spatula so it bakes evenly. I like to give the pan a gentle tap on the counter a few times to release any large air pockets before it goes in the oven.
- Bake for 45 minutes at 350°F, until a toothpick inserted into the center comes out with just a few moist crumbs (not wet batter, but a few crumbs are fine). The top should be golden brown and a slight crack may form down the center—this is completely normal. If the top is browning too quickly before the cake is done, loosely tent it with foil for the last 10-15 minutes.
- Remove the bread from the oven and let it cool in the pan for 10 minutes—this allows the structure to set. Turn the bread out onto a wire rack or cutting board and let it cool completely before slicing. This cooling time is important because the crumb continues to set as it cools, and slicing too early will result in a crumbly texture.







